Low commitment.High rate.You win.
Our 6-month term CD% APY
That's really, really good. And really, really tough to beat. With a minimum deposit of $1,000 and no fees, you can start earning more today.Start Saving

Commit to saving,
not a rate.

Initial rate

%

Open a 1-Year RampUp™ Plus CD today.

CIT Bank’s most flexible 1-year CD gives you the freedom to raise your rate once should our rates go up, and the ability to add to your deposit once.

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Explore our other CD options.

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RampUp™ CDs

Get a higher rate with the freedom to boost it later.

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Jumbo CDs

Reward bigger deposits with bigger rates.

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Term CDs

Reach your goals on your terms.

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Set aside a little now for a big gain later.

Use the calculator below to see how saving as little as $25 a week could make a huge difference to your bottom line.

Savings are rounded to the nearest dollar, based on a $100 initial deposit in our High Yield Savings with a rate of % APY on balances up to $25,000 and % APY on balances of $25,000 and up.

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Savings are rounded to the nearest dollar, based on a $100 initial deposit in our High Yield Savings with a rate of % APY on balances up to $25,000 and % APY on balances of $25,000 and up.

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Whatever your goal, we can help you get there.

CIT Bank offers a selection of tools and products designed to help you maximize your personal finances. Let us help you find the best solutions to meet your needs.

Compare all products

Term CDs

Start saving on your schedule with a selection of terms.

Up to % APY

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RampUp™ Plus CDs

Get the flexibility to boost your rate and your deposit.

Up to % APY

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RampUp™ CDs

Grab a great rate now with the ability to boost your rate later.

Up to % APY

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Jumbo CDs

Get a higher interest rate on deposits over $100,000.

Up to % APY

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High Yield Savings

Enjoy interest rates to help you get the most from your balance.

Up to % APY

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IRAs

Build toward your retirement with a great rate today.

Up to % APY

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Custodial (UTMA)

Use any savings product to help set up a child in your life.

Up to % APY

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Did you know?

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Use these tips to help you steer clear of identity thieves

CIT Bank, N.A. and OneWest Bank, a division of CIT Bank, N.A. are the same FDIC-insured institution. Deposits held under each name are not separately insured, but are combined to determine whether a depositor has exceeded the $250,000 federal deposit insurance limit, per depositor for each account ownership category. For purposes of calculating aggregate deposits held in CIT Bank, N.A., you should include deposits held in OneWest Bank, a division of CIT Bank, N.A.