1 APY - Annual Percentage Yield is accurate as of January 11, 2017. CDs may be subject to an early withdrawal penalty, which may reduce earnings.
2 When you exercise this RampUp™ Plus CD option, the new interest rate will be the interest rate we are then offering on the RampUp™ Plus CD of equal term to your account, except that the increased APY may not be greater than twice the initial APY (disclosed when you opened or renewed your CD), less 0.05%. There is no fee when you exercise the RampUp™ Plus option and your account's maturity date will remain the same.
3 CIT Bank reserves the right to limit the additional deposit to your RampUp™ Plus account to $250,000.
CIT Bank received a Five-Star BauerFinancial Star Rating™.
† CIT Bank, N.A. and OneWest Bank, a division of CIT Bank, N.A. are the same FDIC-insured institution. Deposits held under each name are not separately insured, but are combined to determine whether a depositor has exceeded the $250,000 federal deposit insurance limit, per depositor for each account ownership category. For purposes of calculating aggregate deposits held in CIT Bank, N.A., you should include deposits held in OneWest Bank, a division of CIT Bank, N.A.