Fixed-Rate Mortgage
Interest Rate
Conforming 30 Year
3.900 %
3.943 %
0.079 %
Conforming 25 Year
3.900 %
3.949 %
0.079 %
Conforming 20 Year
3.800 %
3.868 %
0.158 %
Conforming 15 Year
3.150 %
3.217 %
0.027 %
Conforming 10 Year
3.100 %
3.191 %
-0.235 %
Jumbo 30 Year
3.800 %
3.851 %
-0.125 %
Jumbo 15 Year
3.375 %
3.462 %
-0.125 %
Advertised interest rates and APR assumes excellent credit score.
As of 04/13/2017 11:13:46 AM. Read Disclosures
Low Down Payment Program

A conventional loan program designed to help homebuyers who don't have a large down payment.

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Jumbo Loans

Our professionals are dedicated to the art of tailoring a jumbo loan to fit your current and long-term needs.

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Adjustable-Rate Mortgage

Depending on your situation, an adjustable-rate mortgage with a fixed period may be the right fit.

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Fixed-Rate Mortgage

For easy budgeting, you may choose to lock in a competitive, fixed mortgage rate and enjoy the stability of predictable monthly payments. A fixed-rate loan is especially beneficial if you plan on staying in your home for a long period of time. You can choose from a 10-, 15-, 20-, 25- or 30-year repayment plan. Once your rate is locked in, the principal and interest payment on your home loan will remain unchanged over the life of your loan.
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Fixed-Rate Mortgage at CIT Bank

Purchase rates

30 Year Fixed-Rate Mortgage% RATE% APR

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  • Financing available on primary residences, second/vacation homes, and residential investment properties of one to four units.
  • Both conforming and jumbo loan amounts are available.
  • Up to 97% loan-to-value option available on conforming loans.*
  • Pre-approved letters: We offer fully underwritten credit approvals to help in your new home search.

Our mortgage specialists will help you choose what's right for your unique financial situation.

Call us: 800-217-6629 (Mon-Fri from 9am to 8pm ET)

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