Fixed-Rate Mortgage
Interest Rate
APR
Points
Conforming 30 Year
3.900 %
3.935 %
0.004 %
Conforming 25 Year
3.900 %
3.940 %
0.004 %
Conforming 20 Year
3.850 %
3.898 %
-0.216 %
Conforming 15 Year
3.250 %
3.311 %
-0.218 %
Conforming 10 Year
3.250 %
3.339 %
-0.718 %
Jumbo 30 Year
3.500 %
3.512 %
0.067 %
Jumbo 15 Year
3.100 %
3.122 %
0.067 %
Advertised interest rates and APR assumes excellent credit score.
As of 08/01/2017 01:09:26 PM. Read Disclosures
Low Down Payment Program

A conventional loan program designed to help homebuyers who don't have a large down payment.

Learn more
Jumbo Loans

Our professionals are dedicated to the art of tailoring a jumbo loan to fit your current and long-term needs.

Learn more
Adjustable-Rate Mortgage

Depending on your situation, an adjustable-rate mortgage with a fixed period may be the right fit.

Learn more
0

Fixed-Rate Mortgage

For easy budgeting, you may choose to lock in a competitive, fixed mortgage rate and enjoy the stability of predictable monthly payments. A fixed-rate loan is especially beneficial if you plan on staying in your home for a long period of time. You can choose from a 10-, 15-, 20-, 25- or 30-year repayment plan. Once your rate is locked in, the principal and interest payment on your home loan will remain unchanged over the life of your loan.
Get prequalified


Fixed-Rate Mortgage at CIT Bank

Purchase rates

30 Year Fixed-Rate Mortgage% RATE% APR
Rates
Overview
  • Financing available on primary residences, second/vacation homes, and residential investment properties of one to four units.
  • Both conforming and jumbo loan amounts are available.
  • Up to 97% loan-to-value option available on conforming loans.*
  • Pre-approved letters: We offer fully underwritten credit approvals to help in your new home search.

Our mortgage specialists will help you choose what's right for your unique financial situation.

Call us: 800-217-6629 (Mon-Fri from 9am to 8pm ET)

Other products
Compare loans
Selected products ()
Product
APY**
Minimum balances
Available as IRA
Available as Custodial
APY**
Minimum balances
Available as IRA
Available as Custodial