At CIT Bank, we understand that each homeowner and refinance loan is unique. You may want to lower your monthly mortgage payment. Or perhaps you want to access your available home equity to consolidate debt or make home improvements. Whatever your needs, we'll tailor a refinance option to meet them, with a wide variety of mortgages to choose from:
- Fixed-rate mortgage refinance options for conforming loan amounts - typically under $417,000 depending on where you're located.
- Fixed-rate and adjustable-rate mortgage refinance options for jumbo (non-conforming) loan amounts greater than $417,000 up to $5 million.
- Interest-only payment refinance options on jumbo ARM loans up to an 80% loan-to-value, for flexible terms and a competitive initial fixed rate.
Our mortgage specialists will help you choose what's right for your unique financial situation.
Call us: 800-217-6629 (Mon-Fri from 9am to 8pm ET)
Conforming 30 Year
Conforming 25 Year
Conforming 20 Year
Conforming 15 Year
Conforming 10 Year
Jumbo 30 Year
Jumbo 15 Year
Advertised interest rates and APR assumes excellent credit score. As of 11/15/2017 03:11:34 PM. Read DisclosuresGet a call backView Details
5/1 LIBOR Interest-Only
7/1 LIBOR Interest-Only
10/1 LIBOR Interest-Only
Advertised interest rates and APR assumes excellent credit score. As of 11/15/2017 03:13:02 PM. Read DisclosuresGet a call backView Details
It is important to know that with Adjustable-Rate Mortgages, your payment and rate may increase significantly over time.
Not all applicants will qualify for financing. Mortgage rates and terms are subject to change without notice. Equal Housing Lender. All loans are offered by CIT Bank, N.A.