Term
APY
Minimum opening deposit
Available as IRA
Available as Custodial
2-Year
%
$100,000
Yes
Yes
3-Year
%
$100,000
Yes
Yes
4-Year
%
$100,000
Yes
Yes
5-Year
%
$100,000
Yes
Yes
Spring Savings

Get high-yield rates to help you reach your savings goals.

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Earn up to% APY
Term CDs

A selection of terms, all with a low minimum deposit.

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Earn up to% APY
RampUp™ Plus CDs

Our most flexible CDs help protect you against market fluctuations. You’ll have the option to adjust your rate if our rates go up, plus you can add to your deposit once during the term of your CD.

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Earn up to% APY
RampUp™ CDs

Our flexible long-term CDs help protect you against market fluctuations. You’ll have the option to adjust your rate once during the term of your CD should our rates go up.

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Earn up to% APY
IRA Accounts

Grow your nest egg with tax-deferred earnings.

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Earn up to% APY
Custodial Accounts (UTMA)

Save money for a child’s future.

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Earn up to% APY
0

CIT Bank Jumbo CDs

Maximize your return on deposits of $100,000 or more.
See rates & apply


Jumbo CDs at CIT Bank

Bigger deposits. Bigger rates.

Up to% APY*

See rates & apply

Overview
  • Minimum deposit of $100,000
  • No account opening or maintenance fees
  • Daily compounding interest to maximize your earning potential
  • FDIC insured**
Rates
Other products
Selected products ()
Product
APY**
Minimum balances
Available as IRA
Available as Custodial
APY**
Minimum balances
Available as IRA
Available as Custodial