Open an account
Term**
APY
Minimum opening deposit
Available as IRA
Available as Custodial
3-Year
%
$25,000
No
Yes
4-Year
%
$50,000
No
Yes
3-Year Ramp Up CD
APY**
1.20
Minimum opening deposit
$25,000
Available as IRA
No
Available aas Custodial
Yes

Open

4-Year Ramp Up CD
APY**
1.38
Minimum opening deposit
$50,000
Available as IRA
No
Available aas Custodial
Yes

Open

Premier High Yield Savings

Get high yield rates with no fees to reach your savings goals faster.

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Earn up to% APY
Term CDs

A selection of terms, all with a low minimum deposit.

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Earn up to% APY
No-Penalty CD

With a CIT Bank No-Penalty CD, you get the security of an 11-month CD with the option to withdraw the total balance and interest earned without penalty seven days or later after funds have been received.

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Earn up to% APY
RampUp™ Plus CDs

Our most flexible CDs help protect you against market fluctuations. You’ll have the option to adjust your rate if our rates go up**, plus you can add to your deposit once during the term of your CD.

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Earn up to% APY
Jumbo CDs

Earn higher rates on bigger deposits.

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Earn up to% APY
Custodial Accounts (UTMA)

Save money for a child’s future.

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Earn up to% APY
0

RampUp™ CDs


RampUp CDs at CIT Bank

Increase your rate. Add flexibility.

Up to% APY*
Rates
Overview

Our flexible long-term CDs help protect you against market fluctuations. You'll have the option to adjust your rate once during the term of your CD should our rates go up.

  • Available in 3- and 4-year terms
  • Minimum deposit of $25,000 for the 3-Year RampUp™ CD or $50,000 for the 4-Year RampUp™ CD
  • Option to increase your rate once during the term of your CD if our rates go up**
  • Enjoy the security of a CD and stay in your original rate until maturity, if our rates go down
  • No account opening or maintenance fees
  • Daily compounding interest to maximize your earning potential
  • FDIC insured
  • Exercise your rate increase option at any time by calling 855-462-2652
Other products
Selected products ()
Product
APY**
Minimum balances
Available as IRA
Available as Custodial
APY**
Minimum balances
Available as IRA
Available as Custodial