High Yield SavingsEarn up to% APY
Build toward your goals with interest rates to help maximize your return.
CDsEarn up to% APY
Our most flexible CDs help protect you against market fluctuations. You’ll have the option to adjust your rate if our rates go up, plus you can add to your deposit once during the term of your CD.
RampUp™ CDsEarn up to% APY
Our flexible long-term CDs help protect you against market fluctuations. You’ll have the option to adjust your rate once during the term of your CD should our rates go up.
Jumbo CDsEarn up to% APY
Earn higher rates on bigger deposits.
IRA AccountsEarn up to% APY
Grow your nest egg with tax-deferred earnings.
Custodial Accounts (UTMA)Earn up to% APY
Save money for a child’s future.
CIT Bank Term CDs
Choose from our widest variety of terms to help you achieve short-term goals-or long-term dreams. With terms ranging from 6 months to 5 years, CIT Bank offers options that meet your savings needs.
See CD rates &
A range of choices. Low minimum deposits.
Up to% APY*
See rates & apply
FDIC insurance standard amount is $250,000 per depositor for each account ownership category.**
- Minimum deposit of $1,000
- Selection of terms to meet your needs – From our short-term 6-Month and 1-Year CDs to our longer term 5-Year CDs
- No account opening or maintenance fees
- Daily compounding interest to maximize your earning potential
* APY — Annual Percentage Yield is
accurate as of December 18, 2015. CDs may be
subject to an early withdrawal penalty, which may reduce earnings.
** CIT Bank, N.A. and OneWest Bank, a division of CIT Bank, N.A. are the same FDIC-insured institution. Deposits held under each name are not separately insured, but are combined to determine whether a depositor has exceeded the $250,000 federal deposit insurance limit, per depositor for each account ownership category. For purposes of calculating aggregate deposits held in CIT Bank, N.A., you should include deposits held in OneWest Bank, a division of CIT Bank, N.A.
† 6-Month Term CDs are not eligible for IRA accounts.